Security
No reassurance theatre. The rail your money moves on, and exactly what protects your account.
MPIN on every transaction
Biometric identity check at account opening
Email and in-app alerts on every status change
OTP over WhatsApp, with SMS fallback
How transfers move
Raast is Pakistan's national instant payment system, operated by the State Bank of Pakistan. Transfers to any bank account are free and instant. Paymo runs on Digitt+, an Electronic Money Institution licensed by the State Bank of Pakistan.
What we ask for, and why
Required for identity verification under State Bank of Pakistan regulation. You can create a Paymo account and explore the app without it.
Message us on WhatsApp at +92 343 5185968. Our AI agent answers first, and a person picks it up when you need one. Or email team@paymo.com.pk. If it isn't resolved, the escalation path ends with the regulator.