

Send. Split. Book. Pay.
Send money in three taps, split without chasing anyone, book events you're actually interested in and pay for everything else.
Home screen. Balance Rs. 24,500.
Personal · PKR
Rs. 24,500
Powered by Digitt+
Get the most from Paymo
Transactions
Fahd AhmadToday+Rs. 500
Steam gift cardYesterdayRs. 2,150
Jazz top-upYesterdayRs. 300
No forms. No branch. No paperwork.
Sign up with your email
Or Google, or Apple. A matter of seconds and you're exploring the app.
Create your wallet
Five minutes with your CNIC and a selfie, then start adding money. Your wallet is created with Digitt+, an SBP-licensed Electronic Money Institution.
Add money
From any bank in Pakistan. Select Digitt+ in your bank's transfer list.
Over Raast, Pakistan's national instant payment rail. Always free to send.


A virtual Visa card, issued in the app. Apple Pay and Google Pay are planned.
Raise the phone to payDrag the phone up to pay
Circles
Stop chasing people. Plan it in your circle's chat, split the bill when you're home, and everyone settles in the same thread.
- 01Plan it
- 02Split it
- 03Settle it
Example: a group chat plans a movie. Three hours later the bill, Rs. 7,200, is split four ways in the chat, and each friend settles their Rs. 1,800 share.
Gift cards
Steam, Netflix, Spotify, PlayStation, Xbox and more.
Events
Find it, book it, pay for it.
















Bills, top-ups and account statements — sorted in the same app.
Bills and top-ups
Every utility, every network.
Account statements
Built the way you want, whenever you need one.
Every payment needs your PIN. Your identity is checked once, properly. Transfers run on the State Bank's own rail. Paymo runs on Digitt+, an SBP-licensed Electronic Money Institution.
MPIN on every payment
Selfie and CNIC to create your wallet

Transfers over Raast, the State Bank's rail


Sign up with your email. Verify only when you're ready to move money.
Scan with your phone camera



