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Built around your people and plans, not just your balance. Free, instant and secure, from the first tap.

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The Paymo app: money arrives, then a payment is sent to a bank account over Raast for free, with a receipt.

To add money, select Digitt+ in your bank's transfer list.

Instant account onboarding

Sign up with email, Google or Apple.

Card 1 of 8: Instant account onboarding

Paymo runs on Digitt+, an SBP-licensed EMI.

Digitt+

Your wallet is created with Digitt+, an SBP-licensed Electronic Money Institution.

Raast

Transfers run on Raast, the State Bank of Pakistan's instant payment system.

Bank-grade security

An MPIN on every transaction and verification checks, always.

Visa

Your Paymo card is a Visa card. Join the waitlist in the app.

Get started

Split it. Settle it.

Add the bill, pick who was there, and everyone pays their share right in the chat.

Design a Paymo Visa card. The winning design becomes the Paymo card in the app, with its designer credited.

PaymoVIRTUAL3640DESIGN BY @tea.kay_Visa
Liquid chromeDesign by @tea.kay_
Download the guidelines

Sign up with your email, Google or Apple.